Loan Protection

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Loan protection for your peace of mind.

A loan is a great way to get where you want to go fast. What’s not great is having to pay for the loan if something happens to the item you got a loan for goes south. Here at RelyOn, we’re proud to offer several loan protection options for your peace of mind.

Credit Insurance

With Credit Insurance, you can rest easy knowing that your loan payments are covered in unexpected situations such as disability, job loss, or loss of life. It helps you avoid the burden of financial obligations during challenging times.


Auto Deductible Reimbursement (ADR)

ADR offers reimbursement for up to $500 off your deductibles for both comprehensive and collision claims. Even better? You can also expand this ADR benefit to all the family members listed on your car insurance policy.


GAP Plus

Traditional insurance policies only cover the cash value of your vehicle. And you know what they say about car value—it goes down the moment you drive it off the lot!

So, you could find yourself in a spot where you owe more on your car loan than your car is worth. This means that you’ll owe than what your insurance will pay if your car is totaled.

It doesn’t have to be this way! At RelyOn, we’re proud to offer GAP Plus to new and used vehicle owners to protect you from a lose-lose situation. GAP Plus will:

  • Kick in when your vehicle is declared a “total loss”
  • Pay the difference between your primary insurance settlement and the unpaid net balance of your loan
  • Cover your insurance deductible, up to $1,000
  • Credit $1,000 toward the amount financed on the replacement vehicle (if you finance the replacement vehicle with RelyOn within 90 days)


Mechanical Breakdown Coverage

The end of the road can be an expensive one for your vehicle, especially once it’s out of the factory warranty period. Don’t be left holding the bill when something breaks down!

At RelyOn, we’re here for you no matter the state of your vehicle. We offer Mechanical Breakdown Coverage on most new and used vehicles at a significantly lower (as in hundreds of dollars lower) price than dealerships offer.

Even better? You can add the cost of the warranty to your auto loan without increasing your monthly loan payment!


Don’t wait until it’s too late, call or text us at (214) 357-3328 for a free, no-obligation quote today!

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