Auto Loans

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Buckle up! Navigate the highway of financial success.

Say goodbye to sky-high interest rates and hello to affordable monthly payments that won’t drain your tank. Whether you’re in the driver’s seat or the passenger side, we’ve got your back here at RelyOn.

New & Used Vehicles

Attention car enthusiasts and bargain hunters alike! Whether you’re after the thrill of a brand-new ride or the charm of a pre-loved gem, get behind the wheel of that new or used car you’ve been eyeing.

Unbeatable rates and flexible terms are the green light you need to hit the accelerator on your dreams. So strap in! We’ll fuel your journey towards the driver’s seat.


Auto Loan FAQs

Got questions on your auto loan? We’ve got answers. Check out these frequently asked questions from folks just like you.


What is the correct lienholder name and address that I need to give my insurance company?

The lienholder is: RelyOn Credit Union, 315 East Fair Street, Kaufman, Texas 75142

Do I need to notify the credit union if I change insurance companies for my auto insurance?

Yes, please notify us when you make any changes to your insurance carrier.

Can I change my method of payment during the term of the note?

Yes, just contact us to request a change in your payment method.

Can I make extra payments with no penalty?

Yes, you can make extra payments on your loan at any time. No penalty!

Can I pay my loan off early with no penalty?

Yes, you can pay your loan off early with no penalty fee. Way to go!

What is the grace period before a late charge is applied?

You have a 10-day grace period before a late fee is applied.

Am I able to apply for a loan using the equity value of my car?

Yes, if your vehicle has positive equity you can apply to refinance that loan and net the equity amount.

What are the different payment options that I have to make my payment?

You can set up auto pay using ACH, automatic transfer from your RelyOn account, use our Bacon Pay service by accessing link, or pay in-person at one of our convenient branch locations.

Does the credit union have a contact that I could get a quote or rate comparison for full coverage insurance?

You can contact the TruStage Insurance Agency and receive the Credit Union member discount on your quote. Call 1-888-380-9287, or visit

Student Driver/First time buyer

Ready to embark on your first automotive adventure without your parents? You can finally call this one your own.

As a first-time car buyer, you have a smooth ride towards car ownership. No credit roadblocks here! Whether you’re going off to college or just a late-bloomer, we’ll help you make the best decisions for your budget and needs. You’ll be guided through every step from choosing the perfect vehicle to securing affordable financing.

Wave goodbye to the family car and say hello to your new pride and joy!

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