Tailored To You
RelyOn 365 Checking | RelyOn 365 Checking with Interest | Simple Checking | Fresh Start Checking
At RelyOn, we recognize the individuality of our members. That’s why we offer a range of checking account options, each designed to cater to specific financial needs. Explore the options below to discover the account that aligns perfectly with your requirements.
RelyOn 365 Checking
More Benefits, Same Trusted Services
Discover the enhanced features of our new RelyOn 365 Checking account, where you’ll continue to enjoy all the existing benefits and services you’ve come to rely on. Access free Online Banking, Bill Pay, Mobile Banking, and make convenient transactions with your Mastercard Debit Card. Experience the next level of convenience and reliability with RelyOn 365 Checking.
Enhanced Protection and Monitoring Services for Your Peace of Mind
With RelyOn, your security is our top priority. Gain access to a comprehensive suite of advanced services designed to safeguard your identity and finances. Take advantage of the following features:
Identity Theft Detection & Recovery Services
- Enjoy the peace of mind with fully managed identity theft recovery, supported by a dedicated Privacy Advocate. Rest assured knowing they are available to research and resolve any suspected identity theft issues or evidence of identity fraud.
- Benefit from additional perks like IRS Tax Fraud Refund Advance and 3B Credit Freeze Assistance.
- Stay informed and protected with email or SMS text alerts that notify you of new or suspicious activities related to your credit.
- Receive an annual credit report, allowing you to assess your credit standing and identify any pre-existing credit issues.
- Track your monthly credit score graphically to observe changes over time.
Dark Web Monitoring**
- Our vigilant monitoring extends to the dark web, where we proactively search for any compromised profile information, email addresses, and credit/debit card details.
- Stay informed about any IP address monitoring and receive prompt notifications regarding dark web breaches.
High-Risk Transaction Monitoring**
- Be alerted to any suspicious activities, such as illicit password resets, account management changes, or fraudulent money transfers, ensuring you can act swiftly to protect your accounts.
Identity Theft Expense Reimbursement Insurance***
- We have you covered with reimbursement for eligible expenses incurred during the process of identity recovery.
Individual Social Monitoring
- Mitigate the risk of account takeover with our individual social monitoring feature.
- Say goodbye to unwanted solicitations and enjoy a reduced volume of unsolicited offers.
Experience the ultimate peace of mind with RelyOn’s robust suite of security measures, ensuring your financial well-being is safeguarded at all times.
Mobile Device Protection
- Accidents happen, but we’ve got you covered for accidental damage due to handling, or for mechanical/electrical breakdown
- Enjoy coverage for labor and parts required to restore your device to working condition, up to a value of $250.(with $50 deductible)
Even More Benefits
- Free official checks to all members
- Additional 0.365% APY increase on 6, 12, 18, 24, 30 and 36-month Term Share Certificates.
- Free Account Review/Recon (up to 2 hours per month)
- Free stop payment processing
- $15 discount on wire fee
RelyOn 365 Checking with Interest
Introducing RelyOn 365 Checking with a rewarding twist: interest! It’s everything you love about our RelyOn 365 Checking account, but with the added benefit of earning interest on your checking account balance.
And yes, you’ve probably already guessed it – you’ll still enjoy the same exceptional identity theft detection benefits that come standard with RelyOn.
Ready to explore the possibilities? Apply for your RelyOn 365 Checking with Interest online today and unlock a world of benefits that safeguard your financial well-being for all 365 days of the year!
Already a RelyOn 365 account holder? To register for your benefits, click here. For questions about your eligibility call 214-357-3328. Having technical issues or difficulty enrolling? We’re here to help! Call 800-357-6392 for assistance.
No fees. No frills. No fuss.
Our simple checking account is free checking account with basic benefits to for your everday spending habits. It comes with:
- Free Online Banking
- Free Mobile App
- Free Online Bill Pay
- Free eStatements
- Free Mastercard® Debit Card
- Check writing privileges
Fresh Start Checking
If your past financial history is a little rocky or you have a record of misusing your checking account with other financial institutions, RelyOn may be willing to give you a fresh start. Our Fresh Start Checking will help you build a positive financial history with RelyOn.
- Free Mastercard® Debit Card with Rewards
- Free Online Banking
- Free Mobile App
- Free eStatements
- Early Direct Deposit
- Access to Bill Pay
- Check Writing Privileges
- Debit Card Limits up to $300 ATM and $500 Point of Sale
As you build your positive history, a review of your account may make you eligible for additional services.
Management Review Required
- Courtesy Pay – $200 Limit1
- Remote Deposit Capture
- Account to Account/Person to Person Transfers
1 Available 60 days after account opening to members in good standing.
*RelyOn 365 Checking Account has a $9 monthly service charge. Fees are subject to change. Please also review the Fee Schedule. Must be a member in good standing for 60 days.
** MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Credit services are applicable to individuals age 18 and older who have a valid credit file and provided by TransUnion®, subject to change. This credit score may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
*** Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
Other terms and conditions may apply. No other specials or offers apply. Please contact the Credit Union for full details. Insured by NCUA.