Courtesy Pay & Overdraft Protection

Courtesy Pay empowers you by authorizing and paying overdrafts for*:

• Checks written from your account
• Automatic bill payments
• Other transactions made using your checking account number

By utilizing Courtesy Pay, you can conveniently avoid the inconvenience and associated fees of returned items. No more worrying about items being returned to friends, family, or your trusted merchants. With Courtesy Pay, you pay a flat fee equivalent to that of a returned check ($35 per paid item), but gain the peace of mind that your transactions will be honored the first time, saving you from additional costly merchant fees.

And that’s not all. Courtesy Pay goes beyond protecting your checks. You also have the option to extend its benefits to your debit card and ATM transactions. Encounter an unexpected expense without sufficient funds? No need to fret. Courtesy Pay ensures that your debit card transactions are approved, allowing you to proceed without the fear of being declined. A reasonable Courtesy Pay fee will be assessed for each transaction.

If you’re all about stress-free transactions and a worry-free banking experience, simply click the button below to join our Courtesy Pay program.

*Members must have Overdraft Protection.